Terms and Conditions

Acceptance of Terms

By accessing and using the SYSTM Finance website (systmfinance.com.au), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website or services.

Services

Systm Loans Pty Ltd provides asset-backed business lending solutions for Australian businesses. Our lending products range from $20,000 to $500,000.

Information presented on this website is general in nature and does not constitute financial advice. We recommend seeking independent financial advice before entering into any loan agreement.

Eligibility

To be eligible for our lending products, applicants must:

• Operate a registered Australian business
• Hold a valid Australian Business Number (ABN)
• Meet our credit and asset-backing requirements

Application Process

All information provided in your application must be accurate and complete. Providing false or misleading information may result in the rejection of your application.

Systm Loans Pty Ltd reserves the right to assess, approve, or decline any application at its sole discretion. Submitting an application does not guarantee approval.

Fees and Charges

All applicable fees and charges, including establishment fees and administration fees, will be clearly disclosed to you before you enter into any loan agreement.

You will not be charged any fees until you have reviewed and accepted the terms of your individual facility agreement.

Loan Terms

Specific loan terms, including interest rates, repayment schedules, and security requirements, are governed by the individual facility agreement entered into between you and Systm Loans Pty Ltd. These Terms and Conditions are supplementary to, and do not override, your facility agreement.

Limitation of Liability

To the maximum extent permitted by law, Systm Loans Pty Ltd is not liable for any indirect, incidental, or consequential loss arising from the use of this website or our services.

We make no warranties or representations about the accuracy or completeness of the content on this website. Content is provided for general informational purposes only.

Intellectual Property

All content on this website, including the SYSTM brand name, logos, chip mark, text, graphics, and design, is the intellectual property of Systm Loans Pty Ltd and is protected by Australian intellectual property laws. You may not reproduce, distribute, or use any content without prior written consent.

Governing Law

These Terms and Conditions are governed by the laws of New South Wales, Australia. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts of New South Wales.

Contact

If you have any questions about these Terms and Conditions, please contact us: