Logistics & transport

Cover fuel, maintenance and driver costs while freight invoices sit on 30–60 day terms.

Transport runs on cash out today for freight paid weeks later. SYSTM funds the working-capital gap so you can keep the fleet moving and take on more lanes.

Amount
$20K–$250K
Term
13 or 26 weeks
Repayments
Weekly
Decision
Within 24 hours*

The cash-flow pattern

Where the cash gets tied up.

Fuel, maintenance and wages are paid weekly; freight invoices settle on 30–60 day terms. Winning a new contract means funding it before it pays.

What we may fund

Capital for the specifics.

Common working-capital needs in your sector. Always subject to credit approval.

  • Fuel, maintenance and operating costs on a new contract

  • Bridging freight receivables

  • Mobilising for a new lane or client

  • Equipment or trailer costs (facility dependent)

Typical scenarios

What it looks like in practice.

Illustrative examples of how operators use short-duration capital. Not a promise of approval.

01

A carrier funds the first month of a new distribution contract.

02

A courier business bridges receivables to make payroll during a growth spurt.

03

An operator mobilises additional vehicles for peak season.

How assessment works

A fast, human-led read.

  1. 01

    Apply

    Tell us about the business and what the capital is for.

  2. 02

    Connect

    Provide required financial information through secure connections.

  3. 03

    Assess

    Technology helps analyse the business. Credit decisions remain human-led.

  4. 04

    Offer

    Receive indicative terms, subject to formal credit approval and documentation.

  5. 05

    Fund

    Execute documentation and draw approved funds.

FAQ

Logistics & transport funding questions.

SYSTM provides short-duration working-capital facilities from $20,000 to $250,000 for established Australian businesses. The right size depends on your business and how the capital will be used, and is confirmed on credit approval.

Opportunity moves quickly.
So should your capital.

Start an application in minutes or speak directly with SYSTM.

All facilities are subject to credit approval, eligibility criteria and documentation.

All facilities are subject to credit approval, eligibility criteria and documentation.