Hospitality
$50,000
A mobile hospitality operator added capacity ahead of a busy trading period.
- State
- Australia
- Purpose
- Equipment
- Facility
- $50,000
- Term
- 10 weeks
- Repayment
- Weekly
- Decision
- Same-day indicative
- Security
- Facility dependent
For commercial finance brokers
Fast answers for clients
who can’t wait.
Short-duration SME working capital, with direct access to the people making the decision. Submit a scenario and get a straight read on appetite.
Why partner with SYSTM
Built to make you look good.
Fast assessment
A read on appetite quickly — often the same business day.
Direct credit access
Talk to the person making the decision, not a queue.
Clear appetite
Know where we sit before you invest time in a file.
Simple documentation
Clean, clear docs that don't slow your settlement.
Human support
A real person owns your deal from scenario to funding.
The product
One clean product to place.
Confirmed SYSTM terms. No product maze — one short-duration working-capital facility, sized to the deal.
Indicative product parameters only. Final terms are set out in your letter of offer and remain subject to credit approval.
- Amount
- $20K–$250K
- Term
- 13 or 26 weeks
- Repayment
- Weekly
- Rate
- 0.8% per week
- Security
- Facility dependent
- Use
- Defined near-term working-capital requirement
- Turnaround
- Within 24 hours of a complete file*
Client fit
The deals we're built for.
If your client looks like this, SYSTM is worth a scenario.
Established Australian business
Trading with a verifiable history, typically 12+ months.
A defined, near-term need
A specific working-capital requirement — not open-ended debt.
Genuine business purpose
Inventory, mobilisation, receivables, equipment, supplier terms, cash-flow timing.
Time-sensitive
The opportunity is measured in days and a bank timeline won't work.
Can support short-duration repayment
Cash flow that supports weekly repayments over the term.
Industry appetite
Where we lean in.
Approved sectors where short-duration working capital tends to fit. Not sure? Send it anyway.
Broker process
Scenario to settlement.
- 01
Submit
Send the scenario with the key facts.
- 02
Initial review
We give you a fast read on appetite.
- 03
Information
We confirm the information we need.
- 04
Credit
Human-led assessment of the file.
- 05
Indicative terms
Terms issued, subject to formal approval.
06
Documentation
Clear docs prepared for signing.
07
Settlement
Approved funds drawn to the client.
Placed with SYSTM
Scenarios we’ve funded.
Repaid
Healthcare
$37,000
A dental practice funded equipment and fit-out on a monthly repayment cycle.
- State
- Australia
- Purpose
- Equipment
- Facility
- $37,000
- Term
- 5 months
- Repayment
- Monthly
- Decision
- Same-day indicative
- Security
- Facility dependent
Professional services
$60,000
A services business smoothed a timing mismatch between payroll and client payments.
- State
- Australia
- Purpose
- Cash-flow timing
- Facility
- $60,000
- Term
- 26 weeks
- Repayment
- Weekly
- Decision
- Same-day indicative
- Security
- Facility dependent
Anonymised facilities from SYSTM’s book. Figures rounded; no outcomes or returns are implied.
Direct credit access
Talk to the people who decide.
No call centre, no black box. When you bring SYSTM a scenario, you deal directly with the people assessing it — so you get a straight answer on where your client’s deal stands.
FAQ
Broker questions.
Yes. SYSTM works directly with commercial finance brokers. Brokers can submit a scenario online and get a fast read on appetite, with direct access to the people making the decision.
Commercial arrangements with broker partners are confirmed directly as part of accreditation. Speak with us to discuss working together.
Submit the key details and we'll give you a read on appetite quickly — often the same business day. A formal credit decision follows within 24 hours of a complete file.
To start: the borrower's business name and ABN/ACN, industry, time trading, the amount and purpose, timing, and a sense of revenue and existing finance. We only ask for full documentation once appetite is confirmed.
Established Australian businesses with genuine trading history and a clear, near-term use for the capital — across trades, construction, manufacturing, logistics, wholesale, hospitality and professional services. If you're not sure it fits, send it anyway.
No. Brokers get direct access to the people making the decision, so you get straight answers on where a deal stands.
Got a scenario?
Send it to SYSTM.
Submit the key details and we'll come back with a read on appetite — often the same business day.
All facilities are subject to credit approval, eligibility criteria and documentation.