Funding contract mobilisation without draining the account

Winning a contract is the good news. The cash-flow reality follows immediately: you outlay for labour, materials and plant to get started, then wait 30–90 days for the first progress claim. Growth makes this worse, not better — bigger jobs tie up more cash up front.

The mobilisation gap

The gap between award and first payment is where good businesses get stuck. Turning down work because you can't fund the start is an expensive way to protect cash.

What a mobilisation facility covers

• First-period labour and subcontractor costs
• Materials — often at better pricing when bought early
• Plant and equipment hire to get on site
• The bridge until your first progress claim is paid

Structuring it to the job

Because the requirement is defined and near-term, a short-duration facility can be sized to the mobilisation and repaid as claims come in. The term matches the job rather than sitting on your balance sheet for years.

Every facility is subject to credit approval and documentation. If you've got a contract to mobilise and the timing is tight, an indicative read only takes a few minutes.