Professional services
Services firms carry cash in unbilled and unpaid work. SYSTM bridges receivables so payroll and growth aren't hostage to a client's payment cycle.
The cash-flow pattern
You pay salaries every fortnight; clients pay invoices in 30–60 days. Growth and new hires stretch the gap before revenue catches up.
What we may fund
Common working-capital needs in your sector. Always subject to credit approval.
Bridging client receivables
Funding payroll through a growth phase
Mobilising a team for a new engagement
Investing in a new capability against a confirmed pipeline
Typical scenarios
Illustrative examples of how operators use short-duration capital. Not a promise of approval.
An agency bridges receivables to hire ahead of a new retainer.
A consultancy funds the ramp-up for a large engagement.
A firm smooths payroll across a lumpy billing quarter.
How assessment works
Tell us about the business and what the capital is for.
Provide required financial information through secure connections.
Technology helps analyse the business. Credit decisions remain human-led.
Receive indicative terms, subject to formal credit approval and documentation.
Execute documentation and draw approved funds.
Case studies
Professional services
$60,000
A services business smoothed a timing mismatch between payroll and client payments.
Every business is different. If you operate in professional services and have a near-term requirement, the fastest way to find out where you stand is to apply — it only takes a few minutes and there’s no obligation.
Get an indicative offerAnonymised facilities from SYSTM’s book. Figures rounded; no outcomes or returns are implied.
FAQ
Start an application in minutes or speak directly with SYSTM.
All facilities are subject to credit approval, eligibility criteria and documentation.
All facilities are subject to credit approval, eligibility criteria and documentation.